Thank you for your interest in our site and payday loans. We hope you have found what you are looking for in this site, but there are always some unanswered questions raised. Our team of customer service reps keep a log of questions, and below we have answered the most common ones for you. If you don't find your answer here, our payday loan representatives can assist you (see our contact page) with any question you may have concerning payday loans and no fax payday loans. We also welcome any comments and concerns you may have concerning our website or the payday loan process.

 

1) Do I need good credit for a payday loan approval?
No, good credit is something everyone strives for, but many of us have a hard time obtaining and maintaining it. Therefore, payday loans require no credit checks and are the simplest and fastest way to acquire cash with no hassles.

2) Do I have to apply for a payday loan during business hours?
Definitely not! Our website operates 24/7 and you can apply at any time that is convenient for you, even it is 2:00 am!

3) How long do I have wait before my application is accepted?
Once you submit your payday loan application, it is received instantly. There are no long waiting periods so you can get the cash you need quickly.

4) Why do you not accept payday loan applications over the phone?
This is for your protection only. With the overwhelming problem of identity theft and other fraudulent activities, our company takes every precaution to prevent something of this nature from happening to our payday loan applicants.

5) Do you only operate in certain states?
We are a nationwide payday loan service company that provides services in all states that allow payday lending.

6) How long do I have to repay a payday loan?
Almost all of our loans are repaid within two weeks of receiving them. Although this is the norm, exceptions are made according to your personal situation and payday schedule. If you find that you cannot repay the loan in the amount of time you originally agreed upon, you must contact the payday lender and let them know of the situation immediately.

7) Does repaying a payday loan show up on my credit report as good credit?
Reporting to a credit agency is not something that payday lenders normally do. Payday loans are short term loans in small amounts so they not looked at as a way of building credit.

8) Are there stipulations on how I can use my payday loan?
No, once you get the payday loan approval, the money is yours to use as you see fit.

9) How will I be contacted once I apply for the payday loan?
You will be contacted either by email or phone. For this reason, please double check your contact information so that there are no errors.

10) What is the minimum age in which a person can apply for a payday loan?
You must be at least 18 years of age for a payday loan approval. You will be asked for proof of age before the loan is approved.

11) If I apply online for a payday loan, am I obligated to take it?
No, you are never under any obligation to take the loans that may be offered to you.

12) Will I need a co-signer for a payday loan?
No co-signer or collateral is needed for a payday loan approval. You will need to be a US resident, have a bank account in your name, have a steady source of income, and as mentioned above, be at least 18 years old.

13) How do I apply for a payday loan online?
That's easy! Simply go to the payday loan application page to get started.